Live Tool
Experience the EMI Calculator
Drag any control and watch the monthly EMI, interest and payoff update instantly.
₹
₹50,000
₹2,00,00,000
%
1%
30%
Yr
1 Yr
30 Yr
Monthly EMI
—
Principal vs interest over the full tenure
Principal
—
Total interest
—
Total payable
—
Figures are indicative projections based on the inputs above and assume a constant rate of return. Actual returns vary with market performance. This is not investment advice.
Core Value
Make Financial Planning Easier to Understand
- Enter Details
- Calculate
- Understand
- Decide
Simple Inputs
- None
Instant Results
- None
Meaningful Insights
- None
Amortization Preview
Yearly
| Year | Principal | Interest | Balance |
|---|---|---|---|
| Y1 | ₹66,327 | ₹82,456 | ₹9,33,673 |
| Y2 | ₹72,190 | ₹76,593 | ₹8,61,483 |
| Y3 | ₹78,571 | ₹70,212 | ₹7,82,912 |
| Y4 | ₹85,516 | ₹63,267 | ₹6,97,396 |
| Y5 | ₹93,075 | ₹55,708 | ₹6,04,321 |
Repayment Insights
Understand the Complete Cost of Borrowing
Help customers understand the full repayment impact before they make a borrowing decision.
- Principal & Interest Split
- Total Borrowing Cost
- Repayment Timeline
- Outstanding Balance
Scenario comparison
Compare Before You Commit
Show users how changes in rate or tenure affect their total repayment.
Scenario A
Shorter tenure
Monthly EMI
₹12,668
- Loan Amount
- ₹10,00,000
- Interest Rate
- 9%
- Tenure
- 10 years
Scenario B
Lower EMI
Monthly EMI
₹11,101
- Loan Amount
- ₹10,00,000
- Interest Rate
- 8.5%
- Tenure
- 12 years
EMI Difference
₹1,567/mo
Lower Monthly Cost
Scenario B
Tenure Impact
+2 years
Capabilities
Built for Reliable Financial Calculations
- Real-Time Calculation
- Smart Input Validation
- Configurable Formulas
- Dynamic Rates & Parameters
- Responsive Web & Mobile
- Clear Visual Reporting
Calculator Configuration
Active
Interest Rate
6% – 18%
Loan Amount
₹50K – ₹5Cr
Tenure Range
1 – 30 yrs
Active Status
Enabled
Configurable Admin
Keep Financial Rules Easy to Manage
Enable financial teams to update calculator parameters and business rules without redesigning the customer experience.
- Central Parameter Control
- Configurable Validation Rules
- Fast Rate Updates
- Consistent Results Across Channels
Who It's For
Designed for Digital Financial Experiences
Banks & NBFCs
- None
Wealth Management Firms
- None
FinTech Platforms
- None
Lending & Investment Apps
- None
- Better Customer Understanding
- Higher Digital Engagement
- Faster Financial Decisions
- Consistent Experience
Why FINVERSAL
Why Build Planning Tools With FINVERSAL
Turn complex financial formulas into simple, reliable and engaging customer experiences.
- Financial Product Expertise
- Configurable Business Logic
- Modern Interactive UX
- Scalable Integrations
FINVERSAL Calculation Engine
Get Started
Build a Better Financial Planning Experience
Help customers understand borrowing decisions through accurate calculations, clear results and intuitive digital tools.
Monthly EMI
₹ 12,399
Principal
₹10,00,000
Total Interest
₹4,87,880