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Finversal Techlabs

Loan Against Mutual Funds

Unlock Liquidity Without Selling Your Investments

A fully digital lending platform that helps investors borrow against eligible mutual fund holdings while staying invested.

Key Value

A Smarter Way to Access Funds

  1. Loan Against Mutual Fund Portfolio ₹ 18.4L invested
  2. Eligible Credit Limit Up to ₹ 8.8L
  3. Loan Disbursed Stay invested

Stay Invested

  • None

Know Eligibility Instantly

  • None

Borrow Digitally

  • None
Lending Journey

From Portfolio Discovery to Loan Disbursement

Verify Customer
Verified in seconds
  1. Mobile OTP verified
  2. PAN validated
  3. Identity check Passed
Portfolio Analysis 60% LTV
Bluechip Equity Fund ₹6.2L
Flexi Cap Fund ₹5.0L
Sector Thematic Fund ₹3.7L
Portfolio Intelligence

Turn Mutual Fund Holdings Into Available Credit

Evaluate eligible holdings and calculate borrowing capacity using configurable lending policies.

  • Portfolio Repository Integration
  • Eligible Scheme Identification
  • Automated LTV Calculation
  • Flexible Loan Amount Selection
Digital Execution

Complete Every Formality Online

Guide borrowers through every lending requirement without paperwork or disconnected processes.

Bank Verification

  • None

Pledge Creation

  • None

eSign Agreement

  • None

eMandate Setup

  • None
Post-Loan Experience

Manage the Loan With Complete Visibility

The experience continues after disbursement — with full control over balance, repayments and statements in one place.

Loan Dashboard Active
Loan Balance ₹4.6L
Available Limit ₹4.2L
Repayment history On time
Loan statements Available
  • Clear Loan Overview
  • Self-Service Repayments
  • Complete Transaction History
Capabilities

Built for Digital Secured Lending

  • Automated Credit Evaluation
  • Portfolio Integrations
  • Pledge Management
  • Loan Lifecycle Management
  • Secure API Integrations
Built for Lenders

Designed for Modern Lending Institutions

For Banks, NBFCs & Lending Platforms

Launch or expand secured lending products with automated workflows, configurable policies and integrated partner services.

  • Wealth Management Firms
  • FinTech Platforms
  • Investment & Advisory Platforms
  • Faster Processing
  • Lower Manual Effort
  • Better Borrower Experience
  • Scalable Operations
Why FINVERSAL

Why Build Your Lending Platform With FINVERSAL

Bring portfolio intelligence, digital lending workflows and loan servicing together in one connected ecosystem.

  • Lending Expertise
  • Workflow Automation
  • Financial Integrations
  • Enterprise Security
Get Started

Help Investors Borrow Without Interrupting Their Wealth Journey

Launch a secure and fully digital Loan Against Mutual Funds experience from eligibility to repayment.

Eligibility
₹5,00,000
Portfolio
₹18.4L
Limit
₹8.8L